Skip to Main Content
HBS Home
  • About
  • Academic Programs
  • Alumni
  • Faculty & Research
  • Baker Library
  • Giving
  • Harvard Business Review
  • Initiatives
  • News
  • Recruit
  • Map / Directions
Faculty & Research
  • Faculty
  • Research
  • Featured Topics
  • Academic Units
  • …→
  • Harvard Business School→
  • Faculty & Research→
Publications
Publications
  • 2021
  • Working Paper
  • HBS Working Paper Series

The Impact of Financial Assistance Programs on Health Care Utilization

By: Alyce S. Adams, Raymond Kluender, Neale Mahoney, Jinglin Wang, Francis Wong and Wesley Yin
  • Format:Print
  • | Language:English
  • | Pages:45
ShareBar

Abstract

Most hospitals and managed care organizations have financial assistance programs that aim to reduce financial burdens and improve health care access for low-income patients. We use administrative data from Kaiser Permanente to study the effects of financial assistance on health care utilization. Using a regression discontinuity design based on an income threshold for program eligibility, we find that financial assistance significantly increases health care utilization initially, though effects dissipate three quarters after program receipt. Financial assistance also increases the detection of and medication refills for treatment-sensitive conditions, suggesting financial assistance may increase receipt of high-value care.

Keywords

Healthcare; Utilization; Financial Assistance; Health Care and Treatment; Finance; Programs; Outcome or Result

Citation

Adams, Alyce S., Raymond Kluender, Neale Mahoney, Jinglin Wang, Francis Wong, and Wesley Yin. "The Impact of Financial Assistance Programs on Health Care Utilization." Harvard Business School Working Paper, No. 22-045, September 2021. (NBER Working Paper Series, No. 29227, September 2021.)
  • Read Now

About The Author

Raymond P. Kluender

Entrepreneurial Management
→More Publications

More from the Authors

    • AEA Papers and Proceedings

    Early Withdrawal of Pandemic Unemployment Insurance: Effects on Earnings, Employment and Consumption

    By: Kyle Coombs, Arindrajit Dube, Calvin Jahnke, Raymond Kluender, Suresh Naidu and Michael Stepner
    • March 2022
    • Faculty Research

    Biobot Analytics

    By: Ray Kluender, Joshua Krieger and Mitch Weiss
    • July 2021
    • JAMA, the Journal of the American Medical Association

    Medical Debt in the U.S., 2009–2020

    By: Ray Kluender, Neale Mahoney, Francis Wong and Wesley Yin
More from the Authors
  • Early Withdrawal of Pandemic Unemployment Insurance: Effects on Earnings, Employment and Consumption By: Kyle Coombs, Arindrajit Dube, Calvin Jahnke, Raymond Kluender, Suresh Naidu and Michael Stepner
  • Biobot Analytics By: Ray Kluender, Joshua Krieger and Mitch Weiss
  • Medical Debt in the U.S., 2009–2020 By: Ray Kluender, Neale Mahoney, Francis Wong and Wesley Yin
ǁ
Campus Map
Harvard Business School
Soldiers Field
Boston, MA 02163
→Map & Directions
→More Contact Information
  • Make a Gift
  • Site Map
  • Jobs
  • Harvard University
  • Trademarks
  • Policies
  • Digital Accessibility
Copyright © President & Fellows of Harvard College