Filter Results
:
(130)
Show Results For
- All HBS Web (157)
- Faculty Publications (45)
Show Results For
- All HBS Web (157)
- Faculty Publications (45)
Sort by
- 02 Feb 2012
- Op-Ed
Once a Castle, Home is Now a Debtors’ Prison
advantage of this maneuver is real: strategic defaulters save money. Sometimes they can rent a comparable home. But they risk a lower credit rating, which could bar them from buying another home for up to...
View Details
- 12 Sep 2007
- Op-Ed
Building Sandcastles: The Subprime Adventure
subprime market, that "somebody else" was the lender. If a borrower defaulted, the bank recouped its investment by foreclosing on the home. The house represented collateral that, ideally, would reimburse the lender. Thanks to the innovative capital markets,...
View Details
- 06 Apr 2010
- First Look
First Look: April 6
activities increase the monitoring costs and the credit risk faced by banks and, in turn, raise the cost of debt for the borrower. Working Papers A New Model of Integrity: The Missing Factor of Production (PDF file of Keynote and...
View Details
Keywords:
Martha Lagace
- 19 Jul 2016
- First Look
July 19, 2016
I. Norton Abstract—While many experiments have explored risk preferences for money, few have systematically assessed risk preferences for everyday experiences. We propose a conceptual model and provide...
View Details
Keywords:
Sean Silverthorne
- 25 Apr 2014
- Research & Ideas
To Pay or Not to Pay: Argentina and the International Debt Market
Editor's note. Argentina is in the midst of a continuing saga regarding its 2002 default on its sovereign debt, a case that the US Supreme Court will decide soon. HBS finance professor Laura Alfaro, who served from 2010 to 2012 as...
View Details
Keywords:
by Laura Alfaro
- 19 Feb 2019
- First Look
New Research and Ideas, February 19, 2019
default for those who don’t make an active choice: pharmacy pick-up without insurance subsidies. Under this program, 42% of eligible employees actively choose home delivery, 39% actively choose pharmacy pickup, and 19% make no active...
View Details
Keywords:
Sean Silverthorne
- 28 Nov 2016
- Research & Ideas
Challenging the Belief that Liability Laws Kill Medical Device Innovation
choices for a procedure—a new technology or a default technology,” says Luo. “They will make that decision based on how useful it is, but also how much it exposes him or her to liability.” While most doctors are insured and won’t...
View Details
- 14 Jun 2004
- Research & Ideas
The Big Money for Big Projects
U.K., have adopted a hybrid approach known as the Private Finance Initiative (PFI), also known as "public-private partnerships" (PPP). Under this approach, private firms build and operate the infrastructure while the host government bears many of the residual...
View Details
- 17 Jul 2018
- First Look
New Research and Ideas, July 17, 2018
in tastes. Our framework allows us to characterize matching equilibrium in a flexible way that includes as special cases the classic fully- and non-transferable utility models, collective models, and settings with taxes on transfers, deadweight losses, and View Details
Keywords:
Dina Gerdeman
- 28 Feb 2011
- Research & Ideas
The Importance of ‘Don’t’ in Inducing Ethical Employee Behavior
to the Ten Commandments, the vast majority (eight) of which dictate what thou shalt not do. Meanwhile, in virtually every other aspect of business there is a focus on what to do. Do meet sales projections. Do outperform competitors. Do impress the boss by getting...
View Details
Keywords:
by Carmen Nobel
- 15 Nov 2016
- First Look
November 15, 2016
will be critical to their success. Publisher's link: https://pubwww.hbs.edu/faculty/Pages/item.aspx?num=51813 Fiscal Rules and Sovereign Default By: Alfaro, Laura, and Fabio Kanczuk Abstract—We provide a quantitative analysis of fiscal rules...
View Details
Keywords:
Sean Silverthorne
- 14 Jun 2016
- First Look
June 14, 2016
and the risks associated with each. Accepting involves prioritizing the job above all else and remaining available 24/7. Because accepters fail to cultivate outside interests, they’re often slow to recover from professional setbacks. And...
View Details
Keywords:
Sean Silverthorne
- 28 Aug 2014
- Op-Ed
Government Can Do More to Unfreeze Small Business Credit
program of $100 million with a proven default rate of 5 percent will be "costed" at $5 million, but will deploy $100 million of new capital into the marketplace. A second important piece of SBJA was the effort to infuse capital into...
View Details
- 13 Feb 2007
- First Look
First Look: February 13, 2007
activity is not the risk of technological expropriation by local partners but the demands of external funders who require MNC participation to ensure value maximization by local entrepreneurs. The model demonstrates that weak investor...
View Details
Keywords:
Martha Lagace
- 30 Dec 2013
- HBS Case
HBS Cases: What Warren Buffett Saw in Newspapers
course. Buffett's motivation is only one of the many factors that Media General's president and CEO, Marshall Morton, has to weigh in the case. Eight days from a deadline to repay a $225 million loan or trigger a crippling default on an...
View Details
- 07 Jun 2016
- First Look
June 7, 2016
closed question–based surveys. Publisher's link: https://pubwww.hbs.edu/faculty/Pages/item.aspx?num=50727 June 2016 Journal of Finance Local Currency Sovereign Risk By: Du, Wenxin, and Jesse Schreger Abstract—We introduce a new measure of...
View Details
Keywords:
Sean Silverthorne
- 09 Jan 2006
- Research & Ideas
Rebuilding Commercial Real Estate
Property), lured by the prospect of exciting careers in a hot market. But the question arises: After several boom years, is commercial real estate ripe for another fall? I don't see risks that you would associate with a bubble.—Stephen...
View Details
- 03 Dec 2008
- What Do You Think?
Can Housing and Credit be “Nudged” Back to Health?
governments to influence choices in ways that encourage choosers to make decisions in their best interest. They call it "libertarian paternalism." This involves utilizing "nudges" such as the wording of choices in ways that influence individual...
View Details
Keywords:
by Jim Heskett
- 12 Jul 2016
- First Look
July 12, 2016
bundled payments. The stakes are high, and the outcome will define the shape of the health care system for many years to come, for better or for worse. In this article, the authors argue that although capitation may deliver modest savings in the short run, it brings...
View Details
Keywords:
Sean Silverthorne
- 31 Aug 2009
- Research & Ideas
Why Competition May Not Improve Credit Rating Agencies
issuer's quality of assets, existing liabilities, borrowing history, and overall business performance. Investors depend on the ratings to predict the likelihood of default on financial obligations and the expected repayment in the event...
View Details