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- Faculty Publications (12)
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Find Answers - MBA
What is the latest date test scores will be accepted? See Application Process for GMAT/GRE test date ranges. When submitting your application, you may report the unofficial GMAT or GRE score given on the day...
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Application Requirements - Doctoral
fee via credit card Optional writing sample (no more than 10 pages) GMAT & GRE All applicants are required to take either the Graduate Management Admissions Test (GMAT) or the General Test of the Graduate Record Examination (GRE)....
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Sustainable Investing Course | HBS Online
Accounting for Impact The Rise Fund: Impact Multiple of Money ESG Disclosure Featured Exercises Break down an impact logic chain Calculate expected impact, risk-adjusted total impact, and impact multiple of money score 5 hrs Module 5...
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Frequently Asked Questions - Doctoral
Résumé or curriculum vitae Statement of Purpose Personal Statement Transcripts for all college/university degrees and courses: Self-reported transcripts are accepted for all programs. Applicants must upload copies of all transcripts to the online application system....
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- 26 Apr 2023
- In Practice
Is AI Coming for Your Job?
example, AI has fundamentally shifted the nature of Wall Street trading. It determines credit scores for existing and potential customers, screens applicants, assists in hiring, responds in real time to...
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Frequently Asked Questions | HBS Online
access to events and the HBS Online Community’s Official Networking Group, which enables you to connect and collaborate with like-minded business professionals worldwide. If you elect the undergraduate credit option for the Credential of...
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- 22 May 2019
- Research & Ideas
Forgiving Student Loan Debt Leads to Better Jobs, Stronger Consumers
largest consumer debt in the US, trailing only mortgage loans—and surpassing car loans, credit card debt, and home equity lines of credit. Source: New York Fed Consumer Credit Panel/Equifax Many people who...
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by Dina Gerdeman
- 17 Jan 2024
- Research & Ideas
Are Companies Getting Away with 'Cheap Talk' on Climate Goals?
Companies regularly set ambitious climate goals, but these plans often end up like many people’s New Year’s resolutions: unmet aspirations that quietly fizzle out. While companies often gain positive media attention by trumpeting plans for reducing greenhouse gas...
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by Tim Gray
- Web
1.7 Grading - MBA
purpose of awarding academic honors. Designations of Incomplete and No Academic Credit are not considered grades. However, their effect on a student's academic status can be significant. RC Exam Quartiles In addition to the above term...
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- 14 Feb 2023
- Research & Ideas
When a Vacation Isn’t Enough, a Sabbatical Can Recharge Your Life—and Your Career
A few years ago, DJ DiDonna seemed to have everything going for him. He had started a successful venture called the Entrepreneurial Finance Lab, which used psychometric factors to help banks issuing microloans in the developing world avoid risk. “We created an...
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by Michael Blanding
- 16 Jan 2018
- Blog Post
How Can I Prepare to Apply for Financial Aid at HBS?
any were received for those three years. 6. Work on improving your credit score (if applicable)A portion of our students take on debt as part of their plan to finance an MBA. If you are a student from the...
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- Web
Finance - Faculty & Research
undertaken large, high-profile efforts to relieve medical debt. We partnered with RIP Medical Debt to conduct two randomized experiments that relieved medical debt with a face value of $169 million for 83,401 people between 2018 and 2020. We track outcomes using View Details
- 18 May 2022
- Research & Ideas
Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers
overall financial health improved, as well. Two years after high-to-low reordering bans, borrowers’ balances in good standing increased by about $431, credit card limits increased by $190, and their FICO View Details
- 25 Oct 2020
- Research & Ideas
The Dark Side of Fintech Borrowing
origination up to 15 months after. “Fintech borrowers only partially consolidate their debts, and then a few months down the line, they know that they have these credit cards that are empty and they start using them again.” In a nutshell,...
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Frequently Asked Questions - MBA
to each individual student which to take. When to take the test is also up to each student (keeping mind your GMAT or GRE test date must fall within a specified time frame). A range of test scores are acceptable as admissions decisions...
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- 21 May 2015
- Blog Post
3 Ways to Fund Your HBS MBA
loans, you may end up paying more in the long run—but their flexible payment plans take a lot of the pressure off if you go into a less-lucrative field. They are also good options if you have a credit score...
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- 13 Aug 2012
- Research & Ideas
When Good Incentives Lead to Bad Decisions
application on a scale of 0 to 100. Loan approvals were not contingent on a minimum score. "This approach is common practice for consumer and small-enterprise loans for which the bank records internal ratings but does not use predictive View Details
- 20 Dec 2017
- Lessons from the Classroom
How to Design a Better Customer Experience
adventure. The newly configured machines transformed children from distraught to happy, leading to a pleasant ripple effect: collective relief among parents, a sharp reduction in sedations, and satisfaction scores that jumped by 90...
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Past Issues - Alumni
search for the next big thing to the farthest reaches of the galaxy On Credit A Baker Library collection tracks the historical evolution of American commerce, one debtor at a time Complete Table of Contents December 2015 The Year in Ideas...
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- 07 Jan 2019
- Research & Ideas
The Better Way to Forecast the Future
too narrow, or underconfident. When combining probability forecasts, users need to adjust for those individual tendencies. Measuring accuracy and tracking performance are crucial to improving forecasts. Just as there are different methods to combine forecasts, there...
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