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- All HBS Web (204)
- Faculty Publications (46)
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- All HBS Web (204)
- Faculty Publications (46)
- 21 Jun 2011
- First Look
First Look: June 21
and Siddharth Shenai Abstract We study the impact of ethnic and religious fractionalization on the U.S. municipal debt market and find that issuers from more ethnically and...
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Sean Silverthorne
- 2020
- Working Paper
Mortgage Prepayment, Race, and Monetary Policy
By: Kristopher Gerardi, Paul Willen and David Hao Zhang
Over the period 2005 to 2015, Black borrowers paid more than 40 basis points higher mortgage interest rates than Non-Hispanic white borrowers. We show that the main reason is that Non-Hispanic white borrowers are much more likely to exploit periods of falling interest...
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Keywords:
Mortgages;
Consumer Behavior;
Race;
Ethnicity;
Equality and Inequality;
Policy;
United States
Gerardi, Kristopher, Paul Willen, and David Hao Zhang. "Mortgage Prepayment, Race, and Monetary Policy." Working Paper, September 2020.
- 17 Sep 2013
- First Look
First Look: September 17
world's largest online platform for outsourced contracts, where India is the largest country in terms of contract volume. We use an ethnic name procedure to identify ethnic Indian users of oDesk in other...
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Sean Silverthorne
- 11 Mar 2014
- First Look
First Look: March 11
our sample). August 2013 Marketing Letters To Groupon or Not to Groupon: The Profitability of Deep Discounts By: Edelman, Benjamin, Sonia Jaffe, and Scott Duke Kominers Abstract—We examine the profitability and implications of online...
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Sean Silverthorne
- 01 Mar 2003
- News
Naina Lal Kidwai
mother of two children, Kidwai, a devotee of Western and Indian classical music, enjoys returning to the Himalayas for trekking and to observe wildlife. India and China seem similar — slumbering giants waking to a global, market economy....
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- 23 Mar 2020
- News
Signal Boost
three, I’m tired of going around the minivan.” A loss in market share to Ford and GM eventually pushed Chrysler to the left-side sliding door—and market share increased immediately. “This is what happens...
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- 21 Feb 2019
- Research & Ideas
Voter ID Laws Don't Work (But They Don't Hurt Anything, Either)
1.3-billion-observations panel. We find that fears that strict ID requirements would disenfranchise ethnic minorities and other disadvantaged populations have not materialized. We do not find any significant effect of the laws on...
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by Sean Silverthorne
- 30 Sep 2022
- Blog Post
Latina Women in Leadership: Jacqueline Burgos (MBA 2014)
Entertainment to better represent and target US Latinos. The data was powerful – Latinos were the fastest growing ethnic group in the United States and not well represented in English language media. To make this industry change, I needed...
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- Web
Europe - Global Activities 2020
even though differences may not seem like much, what matters most is how people themselves perceive those differences.” Muneeb Ahmed MBA 2020 Reinert taught the case in his fall 2019 Globalization and Emerging Markets elective, where it...
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- 01 Jun 2017
- News
Better Hiring Through Brain Science
the difference between consulting and finance and marketing and entrepreneurship,” says Polli. Career paths in accounting or consulting, for example, usually correlated to attention to detail and a lack of impulsive behavior, she says;...
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Dan Morrell
- 20 Jul 2020
- Blog Post
Minorities Who 'Whiten' Job Resumes Get More Interviews
opportunity to recognize this issue as a pinch point, so they can do something about it.” DeCelles co-authored a September 2016 article about the two-year study in Administrative Science Quarterly called Whitened Resumes: Race and Self-Presentation in the Labor View Details
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All Industries
- 17 Sep 2020
- Blog Post
HBS Grads Launch Cybersecurity Nonprofit to Fight Infodemic
reviewing a restaurant’s food quality, visitors can review whether the restaurant is friendly to ethnic minorities or has a gender-neutral bathroom. humanID powers GreenZone’s identity layer so that all GreenZone users remain completely...
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- 21 Mar 2017
- First Look
First Look at New Research, March 21
https://pubwww.hbs.edu/faculty/Pages/item.aspx?num=52423 Category Kings and Commoners: How Market-Creation Efforts Can Undermine Firms' Standing in a New Market By: McDonald, Rory, and Kathleen Eisenhardt Abstract—New-industry pioneers...
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Sean Silverthorne
- 26 Jan 2004
- Research & Ideas
What Developing-World Companies Teach Us About Innovation
software, consumer electronics, and pharmaceuticals. Such companies hold many important patents and boast R&D labs that rival facilities at the best universities in the world. They are headquartered in countries with myriad institutions that support innovation:...
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- 20 Apr 2010
- First Look
First Look: April 20
built brands that shaped perceptions of beauty and the business organizations needed to market them. They democratized access to beauty products, once the privilege of elites, but they also defined the gender and View Details
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Martha Lagace
- 30 Oct 2018
- First Look
New Research and Ideas, October 30, 2018
misconduct, or recidivism. We extend our analysis to explore the differential treatment of ethnic minorities and find similar patterns of "in-group" tolerance. Our evidence is inconsistent with a simple Bayesian model and...
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Dina Gerdeman
- 08 Dec 2009
- First Look
First Look: Dec. 8
to be coupled with very low life satisfaction. Thus, people may work hard to maintain or increase their income in part because they overestimate the hedonic costs of earning low levels of income. Capital Market Driven Corporate Finance...
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Martha Lagace
- 24 Sep 2007
- Research & Ideas
The FDA: What Will the Next 100 Years Bring?
they hear the words "national health insurance," but it is disturbing that we fail to provide health care to so many of our citizens. At the same time, firms in the United States are global leaders in inventing and bringing to market new...
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- 12 Nov 2019
- News
Seismic Shift
years ago that the approach to inclusion in business was flawed. As a former marketing expert and growth strategist who helped clients find new business opportunities—largely in nonwhite, affluent markets—she was called in to create...
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Maureen Harmon
- 22 Sep 2009
- First Look
First Look: September 22
Series, No. 15325, September 2009 Abstract Evidence on the "funding gap" for investment innovation is surveyed. The focus is on financial market reasons for underinvestment that exist even when externality-induced...
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Martha Lagace