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Show Results For
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All HBS Web
(369)
- News (84)
- Research (233)
- Multimedia (3)
- Faculty Publications (138)
- 29 Mar 2010
- News
Adjustable mortgages aren't exploding
- March 2008 (Revised July 2009)
- Case
U.S. Subprime Mortgage Crisis: Policy Reactions (A)
By: Laura Alfaro and Renee Kim
By March 2008, the U.S. Government and the U.S. Federal Reserve Board had taken various policy measures over the last few months to tackle the subprime mortgage crisis that threatened to drag the economy into a recession. The Bush administration approved a fiscal...
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Keywords:
Financial Crisis;
Inflation and Deflation;
Central Banking;
Mortgages;
Policy;
Business and Government Relations;
United States
Alfaro, Laura, and Renee Kim. "U.S. Subprime Mortgage Crisis: Policy Reactions (A)." Harvard Business School Case 708-036, March 2008. (Revised July 2009.)
- 12 Mar 2011
- News
Mortgage deduction under renewed scrutiny
Borrowing to Live: Consumer and Mortgage Credit Revisited
Americans are awash in debt. Credit undergirds daily life more than ever before—it is one of the defining aspects of life in the United States today. The damage from a depressed housing market is exacerbated by the subprime lender implosion, sending shock waves... View Details
- August 2017
- Supplement
Canada Mortgage and Housing Corporation in Motion: Video Supplement
By: Boris Groysberg and Sarah L. Abbott
Evan Siddall, newly appointed CEO of Canada Mortgage Housing Corporation, a governmental organization focused on the residential housing market, is charged with leading change at the organization. The case follows this process of change step by step and looks at the...
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Keywords:
Leading Change;
Organization Behavior;
Government;
Performance;
Leadership;
Change;
Organizational Change and Adaptation;
Organizational Culture;
Nonprofit Organizations;
Government Administration;
Restructuring;
Risk Management;
Financial Services Industry;
Canada
Groysberg, Boris, and Sarah L. Abbott. "Canada Mortgage and Housing Corporation in Motion: Video Supplement." Harvard Business School Multimedia/Video Supplement 418-701, August 2017.
- 2023
- Working Paper
When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets
By: Pari Sastry, Ishita Sen and Ana-Maria Tenekedjieva
This paper studies how homeowners insurance markets respond to growing climate losses and how this impacts mortgage market dynamics. Using Florida as a case study, we show that traditional insurers are exiting high risk areas, and new lower quality insurers are...
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Keywords:
Insurance;
Natural Disasters;
Governing Rules, Regulations, and Reforms;
Insurance Industry;
Florida
Sastry, Pari, Ishita Sen, and Ana-Maria Tenekedjieva. "When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets." Harvard Business School Working Paper, No. 24-051, February 2024. (SSRN Working Paper Series, No. 4674279, December 2023.)
- 22 Feb 2011
- News
How to refocus US mortgage interest relief
- May 2007 (Revised January 2011)
- Case
Bankinter: Deploying the Mortgage Simulator to the Branches
Describes how Bankinter, a mid-sized Spanish bank, altered the information set available to its customer-facing employees. In the spring of 2003, Bankinter introduced an Excel-based program called the Mortgage Simulator that helped branch managers calculate the price...
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Keywords:
Customer Focus and Relationships;
Customer Value and Value Chain;
Banks and Banking;
Mortgages;
Employees;
Motivation and Incentives;
Spain
Martinez-Jerez, Francisco de Asis, and Katherine Miller. "Bankinter: Deploying the Mortgage Simulator to the Branches." Harvard Business School Case 107-070, May 2007. (Revised January 2011.)
- March 1994 (Revised February 2000)
- Case
Homearnings Reverse Mortgage Group (A)
Hutton, Amy P. "Homearnings Reverse Mortgage Group (A)." Harvard Business School Case 194-098, March 1994. (Revised February 2000.)
- April 2009 (Revised June 2010)
- Case
U.S. Subprime Mortgage Crisis: Policy Reactions (B)
By: Laura Alfaro and Renee Kim
In March 2009, the U.S. economy was in a severe recession not seen since the Great Depression after the subprime mortgage crisis had spiraled out of control. The situation had dramatically changed in one year since the Federal Reserve Board had helped to bailout...
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Keywords:
Financial Crisis;
Central Banking;
Mortgages;
Globalized Economies and Regions;
Policy;
United States
Alfaro, Laura, and Renee Kim. "U.S. Subprime Mortgage Crisis: Policy Reactions (B)." Harvard Business School Case 709-045, April 2009. (Revised June 2010.)
- 01 Apr 2011
- News
New rules for mortgage loan originators
- March 2010
- Teaching Note
Rosetree Mortgage Opportunity Fund (TN)
By: Victoria Ivashina and Andre F. Perold
Teaching Note for [209088].
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- March 1994 (Revised March 1997)
- Supplement
Homearnings Reverse Mortgage Group (C)
Hutton, Amy P. "Homearnings Reverse Mortgage Group (C)." Harvard Business School Supplement 194-100, March 1994. (Revised March 1997.)
- January 1980
- Supplement
Capital Mortgage Insurance Corp. (F)
Ware, James P. "Capital Mortgage Insurance Corp. (F)." Harvard Business School Supplement 480-062, January 1980.
- January 1980
- Supplement
Capital Mortgage Insurance Corp. (C)
Ware, James P. "Capital Mortgage Insurance Corp. (C)." Harvard Business School Supplement 480-059, January 1980.
- January 1980
- Supplement
Capital Mortgage Insurance Corp. (B)
Ware, James P. "Capital Mortgage Insurance Corp. (B)." Harvard Business School Supplement 480-058, January 1980.
- May 2019
- Case
Canada Mortgage and Housing Corporation: 'One CMHC' and Version 3.0
By: Boris Groysberg and Sarah L. Abbott
When Evan Siddall was appointed CEO of Canada Mortgage Housing Corporation (CMHC) five years earlier, he had embarked on a major organizational restructuring. Now he is spearheading another round of changes. CMHC has adopted an ambition vision and five year strategic...
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Keywords:
Government Organizations;
Culture;
Organizational Change And Transformation;
Human Resource Practices;
Future Of Work;
Change Management;
Leading Change;
Organizational Change and Adaptation;
Organizational Culture;
Organizational Design;
Government Administration;
Restructuring;
Leadership;
Human Resources;
Talent and Talent Management;
Diversity;
Work-Life Balance;
Financial Services Industry;
Public Administration Industry;
Canada
Groysberg, Boris, and Sarah L. Abbott. "Canada Mortgage and Housing Corporation: 'One CMHC' and Version 3.0." Harvard Business School Case 419-068, May 2019.
- June 2019
- Teaching Note
Canada Mortgage and Housing Corporation in Motion
By: Boris Groysberg, Sarah L. Abbott and Robin Abrahams
Teaching Note for HBS No. 417-049.
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- 17 Jun 2011
- News
Wells Fargo to stop offering reverse mortgages
- October 22, 2012
- Article
Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging
By: Marco Di Maggio, Amir Kermani, Benjamin Keys, Tomasz Piskorski, Rodney Ramcharan, Amit Seru and Vincent Yao
Exploiting variation in the timing of resets of adjustable-rate mortgages (ARMs), we find that a sizable decline in mortgage payments (up to 50%) induces a significant increase in car purchases (up to 35%). This effect is attenuated by voluntary deleveraging. Borrowers...
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Keywords:
Monetary Policy;
Household Finance;
Refinancing;
Contract Rigidities;
Debt Rigidity;
MPC;
Deleveraging;
Personal Finance;
Household;
Policy;
Borrowing and Debt;
Macroeconomics
Di Maggio, Marco, Amir Kermani, Benjamin Keys, Tomasz Piskorski, Rodney Ramcharan, Amit Seru, and Vincent Yao. "Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging." American Economic Review 107, no. 11 (November 2017): 3550–3588. (Note: this is a combined version of working papers Monetary Policy Pass-Through: Household Consumption and Voluntary Deleveraging by M. Di Maggio, A. Kermani and R. Ramcharan previously Revise & Resubmit at American Economic Review and Mortgage Rates, Household Balance Sheets, and the Real Economy by B. Keys, T. Piskorski, A. Seru, and V. Yao previously Revise and Resubmit at Journal of Political Economy.)