Filter Results
:
(85)
Show Results For
- All HBS Web (85)
- Faculty Publications (26)
Show Results For
- All HBS Web (85)
- Faculty Publications (26)
- 21 Aug 2012
- First Look
First Look: August 21
Srinivasan, and Ian CornellHarvard Business School Case 113-002 The case introduces students to the subprime mortgage industry and helps to understand the business model and how economics transactions of View Details
Keywords:
Sean Silverthorne
- 01 Dec 2008
- News
What Went Wrong?
myself straining to understand not just what was happening but the strange vocabulary used to describe it. I’d never heard of a subprime mortgage. Likewise securitization in all its exotic flavors: collateralized debt obligations,...
View Details
- 22 Feb 2022
- Research & Ideas
When Will the Hot Housing Market Finally Start to Cool?
There were a whole lot of risk factors in the Great Recession that contributed to the collapse: It was availability of credit to subprime borrowers, the syndication of these mortgages in the residential mortgage-backed securities market,...
View Details
Keywords:
by Christine Pazzanese, Harvard Gazette
- 02 Nov 2009
- Research & Ideas
Shareholders Need a Say on Pay
objective function from government in that sense." Ferri points out that when the economy was doing well, for example, shareholders had a healthy appetite for the sort of risk-taking that contributed to the subprime mortgage crisis....
View Details
- 04 May 2009
- Research & Ideas
What’s Next for the Big Financial Brands
company? So long as they are not triumphalist, large banks like JP Morgan Chase and Wells Fargo that were less involved in chasing too-good-to-be-true subprime returns have a differentiating advantage. But it's hard to rebuild consumer...
View Details
- 04 Mar 2009
- Op-Ed
Credit is Not the Bogey
to loan Americans money. In the housing sector, an explosion of subprime lenders gave borrowers deals that were truly too good to be true, trapping them in impossible loans. In the retail sector, credit card agencies flooded mailboxes,...
View Details
- 12 Sep 2017
- First Look
First Look at New Research and Ideas, September 12, 2017
weaknesses in Signet's business strategy, which he argues is heavily reliant on providing loans to customers with subprime credit scores. He believes that the company accounts for its receivables portfolio using recency accounting to hide...
View Details
Keywords:
Carmen Nobel
- 01 Jul 2008
- First Look
First Look: July 1, 2008
b01/en/common/item_detail.jhtml?id=108055 U.S. Subprime Mortgage Crisis: Policy Reactions Harvard Business School Case 708-036 By March 2008, the U.S. Government and the U.S. Federal Reserve Board had taken various policy measures over...
View Details
Keywords:
Martha Lagace
- 01 Mar 2009
- News
Buddy, Can You Spare a Trillion
percent mortgage with no income, no job or assets. The subprime mortgage crisis of 2007 was not so difficult to predict. What was much harder to predict was the way a tremor caused by a spate of mortgage defaults in America’s very own,...
View Details
- 03 Mar 2008
- Research & Ideas
Marketing Your Way Through a Recession
Editor's Note: Harvard Business School professor John Quelch writes a blog on marketing issues, called Marketing Know: How, for Harvard Business Online. It is reprinted on HBS Working Knowledge. The signs of an imminent recession are all around us. The spillover from...
View Details
Keywords:
by John Quelch
- 11 Feb 2015
- Research & Ideas
Politicians Benefited From Using Toxic Loans
leading bank in the market as of December 31, 2009. (Shortly thereafter, Dexia fell apart in the European debt crisis.) The data showed that so-called structured loans accounted for 20.1 percent of the 52 billion euros in total debt for the municipal sample. Similar to...
View Details
- 07 Sep 2007
- What Do You Think?
Are Elite Business Schools Fostering the Deprofessionalization of Management?
while abandoning any semblance of "professionalism." As readers, we are left to speculate how, if at all, this might have led to such phenomena as Enron, the management revolving door, and even today's subprime mortgage mess....
View Details
Keywords:
by Jim Heskett
- 14 Sep 2010
- First Look
First Look: September 14, 2010
investing in agency securities, launched its IPO just before the collapse of the subprime mortgage market. The IPO failed. In June 2009, an IPO window seemed to be opening. Should the company try again? CEO Kevin Grant knew that his...
View Details
Keywords:
Sean Silverthorne
- 20 Jan 2009
- Research & Ideas
Risky Business with Structured Finance
CDO²s. That, coupled with the increase in subprime mortgages—from $96.8 billion in 1996 to approximately $600 billion in 2006—created a recipe for economic disaster. The exercise clearly shows how the sensitivity of tranches to error in...
View Details
- 26 Aug 2008
- First Look
First Look: August 26, 2008
a government, were gaining prominence across the globe, especially with their recent investments in troubled U.S. financial firms that had suffered significant losses from the subprime mortgage crisis. Yet SWFs were viewed with suspicions...
View Details
Keywords:
Sean Silverthorne
- 05 May 2009
- First Look
First Look: May 5, 2009
http://hbsp.harvard.edu/b01/en/common/item_detail.jhtml?id=209144 U.S. Subprime Mortgage Crisis: Policy Reactions (B) Harvard Business School Case 709-045 In March 2009, the U.S. economy was in a severe recession not seen since the Great...
View Details
Keywords:
Martha Lagace
- 09 Aug 2016
- First Look
August 9, 2016
magnitude in subsequent years. Furthermore, we show that the increase in the supply of credit reduced mortgage delinquency rates during the boom years but increased them in bust years. Finally, these effects are stronger for subprime and...
View Details
Keywords:
Sean Silverthorne
- 30 Nov 2016
- Op-Ed
Where Could More Regulation Help Small Businesses? Online Lending.
all loans at some of the larger online small business lenders, in part because finding creditworthy borrowers can be tough. The subprime crisis illuminated the dangers of letting loan brokers go unchecked. As with mortgage brokers in many...
View Details
- 22 Sep 2014
- Op-Ed
Online Banks Fill Funding Needs for Small Business
already concern that, if left unchecked, small business lending could become the next subprime lending crisis. Traditional players, such as community banks, are weighing into the debate as well, fearing that stronger regulatory oversight...
View Details
- 19 Dec 2017
- First Look
New Research and Ideas, December 19, 2017
Harvard Business School Case 718-022 Hank and Nancy: The Subprime Crisis, the Run on Lehman and the Shadow Banks, and the Decision to Bailout Wall Street No abstract available. Purchase this case:...
View Details
Keywords:
Carmen Nobel