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- All HBS Web (97)
- Faculty Publications (18)
- 27 Sep 2011
- First Look
First Look: September 27
specificity at the individual level. We discuss the implications of our results for the study of learning and experience as well as for the providers and consumers of outsourced services. Download the paper:...
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Sean Silverthorne
- 03 Jan 2007
- First Look
First Look: January 3, 2007
micro data sets, we show that investors are indeed far more likely to consume from dividends than capital gains. In the Consumer Expenditure Survey, household consumption...
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Sean Silverthorne
- 10 Mar 2009
- First Look
First Look: March 10, 2009
or beat key benchmarks. This paper examines this hypothesis by testing how different types of marketing expenditures are used to boost earnings for a durable commodity consumer product which can be easily...
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Martha Lagace
- 15 Apr 2014
- First Look
First Look: April 15
improvements in expenditures on education per capita, literacy, and schools per children. Yet we also find that such improvements did not take place in states that had more slaves before abolition or those that cultivated cotton during...
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Sean Silverthorne
- 01 Apr 2000
- News
Getting the Message
for the marketing industry lies in developing transactional-based models that enable consumer and client to work together more closely." HBS professor John A. Deighton agrees, describing the Internet as a multidimensional "total...
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Susan Young
- 12 Jun 2018
- First Look
New Research and Ideas, June 12, 2018
practices is important for understanding financial decision-making of households in dire circumstances as well as for setting appropriate consumer protection policies. We conduct a simple experiment in three sites in which we paid off...
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Dina Gerdeman
- 02 Sep 2014
- First Look
First Look: September 2
https://pubwww.hbs.edu/faculty/Pages/download.aspx?name=14-062.pdf September 2014 Managing Consumer Services: Factory or Theater Customer Experience and Service Design By: Karmarkar, Uday, and Uma R. Karmarkar Abstract—While services already...
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Sean Silverthorne
- 23 May 2017
- First Look
First Look at New Ideas and Research: May 23, 2017
about the causes of regional variations in health care expenditures. We use vignettes from patient and physician surveys linked to fee-for-service Medicare expenditures to test whether patient demand-side factors or physician supply-side...
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Carmen Nobel
- 26 Sep 2006
- First Look
First Look: September 26, 2006
in the consumer electronics, personal computer, and entertainment industries. Set at a time when companies were starting to release products for each format, this case includes a brief history of the format war along with information on...
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Sean Silverthorne
- 14 Jun 2004
- Research & Ideas
The Big Money for Big Projects
provides strong prima facie evidence that firms have recognized the value of financing capital assets through project companies. Even though it is very costly and time consuming to use project finance, the potential benefits far outweigh...
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- 09 Aug 2016
- First Look
August 9, 2016
insurance expenditure is approximately 1.9. Overall, our results suggest that UI has a beneficial effect on the economy by decreasing its sensitivity to shocks. Download working paper: https://pubwww.hbs.edu/faculty/Pages/item.aspx?num=51410...
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Sean Silverthorne
- 26 Jun 2007
- First Look
First Look: June 26, 2007
from investors. CircleLending is a pioneer in the informal lending market, a largely unstudied and little understood consumer finance segment. Asheesh Advani, the founder and CEO of CircleLending, must evaluate the relative attractiveness...
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Martha Lagace
- 05 Jun 2018
- First Look
New Research and Ideas, June 5, 2018
facilitated by mechanisms of value recombining, temporal distancing, identity marking, and conceptual bridging and a second phase marked by a redefinition of market boundaries and facilitated by mechanisms of competitive set reclaiming and enthusiast View Details
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Dina Gerdeman
- 01 Mar 2009
- News
Damon Silvers
Relief Program (TARP). It was a losing battle. Over the course of an hour, he fielded a half-dozen urgent calls from his staff regarding a draft version of a report on TARP expenditures due to Congress the next day (December 10)....
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- 17 Aug 2010
- First Look
First Look: August 17
expenditures, to manage earnings to meet or beat key benchmarks. This paper examines this hypothesis by testing how different types of marketing expenditures are used to boost earnings for a durable commodity View Details
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Martha Lagace
- 15 Jul 2008
- First Look
First Look: July 15, 2008
Working PapersInvestable Tax Credits: The Case of the Low Income Housing Tax Credit Authors:Mihir A. Desai, Dhammika Dharmapala, and Monica Singhal Abstract The Low Income Housing Tax Credit (LIHTC) represents a novel tax expenditure...
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Martha Lagace
- 02 Aug 2016
- First Look
August 2, 2016
the optimal capital requirement is around 20%. Download working paper: https://pubwww.hbs.edu/faculty/Pages/item.aspx?num=51305 The Empirical Economics of Online Attention By: Boik, Andre, Shane Greenstein, and Jeffrey Prince Abstract—In several markets, firms compete not...
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Sean Silverthorne
- 03 Mar 2008
- First Look
First Look: March 4, 2008
of the recommended measures and sent the bill to the Governor for his signature. The life insurance industry objected, however, claiming that some of the new rules would reduce consumer choice and unnecessarily lower returns on company...
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Martha Lagace
- Web
CFO Letter - Annual Report 2019
enrollment. Online generated positive net cash flow for the first time, driven by additional market offerings and a growing learner base. Sustaining this growth—as the ways knowledge is created, delivered, and consumed are changing, and...
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- 04 Nov 2014
- First Look
First Look: November 4
for a reduction in financial expenditures due to the subsidies accompanying loans. However, BNDES does not systematically lend to underperforming firms. Our results indicate that BNDES subsidizes firms that could fund their projects with...
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Sean Silverthorne